Infinite
$40.00 one-time
- Network & BIN
- Mastercard 524013
- Minimum deposit
- $1.00
- Phone wallets
- Yes
- ID check (eKYC)
- Required
Buy a Sparq virtual card, top it up with USDT, and pay on the platforms each card lists. No wallet to set up.
Apple Pay and Google Pay on the Infinite, Lite and Sparq cards.
Send USDT. Spend dollars.
Conversion happens once, at top-up, at a rate you see before you confirm. Never at the till.
01
Send USDT to your card
Each card has its own deposit address. Send from any exchange or wallet you already use, on the network the address is shown for. The smallest top-up is the card's minimum deposit.
TRC20
ERC20
BEP2002
It converts once, on arrival
You see the rate and the fee before you confirm. The balance lands in USD and stays in USD.
3% + $3.00 per top-up
03
Spend it like any card
Online or in-app, anywhere the card's network and platform list allow. A charge above the balance simply declines.
Four cards. One job each.
Every card is prepaid, funded in USDT and priced once. Pick by network, wallet support and how much you want to put in first.
Lite
Visa,GooglePay
$18.00 one-time
- Network & BIN
- Visa 49372410
- Minimum deposit
- $20.00
- Phone wallets
- Yes
- ID check (eKYC)
- Required
Lite
$18.00 one-time
- Network & BIN
- Mastercard 558325
- Minimum deposit
- $20.00
- Phone wallets
- No
- ID check (eKYC)
- Required
Sparq
Visa,ApplePay,GooglePay
$20.00 one-time
- Network & BIN
- Visa 49387519
- Minimum deposit
- $1.00
- Phone wallets
- Yes
- ID check (eKYC)
- Required
Four BINs, every number published: price, top-up fee, minimum deposit, ID check and the platform list for each one. Nothing monthly.
Compare all fourNo card works for gambling, betting or fuel, and a short list of named merchants is blocked on every one. See the restricted list
Why people keep a Sparq card
Every claim here comes with the number behind it.
Every fee published before you pay it
No spread hidden in the rate, no monthly charge that appears in month two.
- Card price
- from $18.00
- Top-up fee
- 3% + $3.00
- Monthly fee
- $0.00
One account, as many cards as you need
One for ad spend, one for subscriptions, one for travel. Every card lives in the same dashboard.
InfiniteLiteLiteSparq
In your phone wallet
Add the Infinite, Lite and Sparq cards to Apple Pay or Google Pay and tap in store.
Where it works
Every BIN publishes its own list of named platforms. These are all of them, across the cards on sale.
Apple Pay
Google Pay
AlipayThe Infinite card, for high volume
Tap to pay with Apple Pay or Google Pay, shop online and in store, and move serious money from a single card.
- Per transaction
- $250,000
- Daily limit
- $500,000
- Monthly limit
- $1,000,000
- Card price
- $40.00
- Minimum deposit
- $1.00
Apple Pay & Google Pay 3DS secured Online & in store
Get the Infinite card Nothing monthly. Issued in under 30 seconds.
Invite a friend. You both get $5.00
10 invites per account. Every referral that goes the distance pays $5.00 in card credit to them, and $5.00 to you.
01
Unlock your code
Load $20.00 on any Sparq card and spend once. Your code and 10 invites arrive by email.
02
They do the same
Sign up, buy any card, load $20.00, spend once. 90 days from signup to finish.
03
You both get $5.00
Credit lands on each card once they qualify.
Credit is paid onto a card, not cashed out, and a purchase can still be reversed. Terms shown are today's numbers — a referral already under way keeps the terms it started under.
What actually protects the money
PCI DSS compliance
Card numbers are issued and stored inside a PCI DSS compliant environment, audited on the standard's schedule.
3DS on supported cards
Where a merchant asks for 3-D Secure, supported cards complete the check. The card page tells you which ones do.
Freeze or delete, instantly
Freeze a card the moment something looks wrong, or delete it outright. Both take effect on the next authorisation.
Per-card limits, no overdraft
Set a spending limit on each card. A charge larger than the balance declines — there is no overdraft and no fee for the decline.
Every card on sale needs an ID check (eKYC) before it is issued. It is a condition the issuer and the networks set, and it is done once.
Questions
How fast do I get a card? +
Under 30 seconds once your account is funded.
What can I top up with? +
USDT on TRC20, ERC20 or BEP20. Send on the network the deposit address is shown for. More assets later.
Which card needs no ID check? +
None of them. Every card on sale needs an ID check (eKYC) before it is issued. It is done once.
Do I need a wallet with Sparq? +
No. Send USDT from wherever you already hold it. Sparq never holds, swaps or manages crypto for you — USDT comes in, dollars sit on the card.
How much do I have to put in first? +
$1.00 on the Infinite, $20.00 on the Lite, $20.00 on the Lite and $1.00 on the Sparq. That is the activation deposit, and it is also the smallest top-up that card takes.
What if a charge is bigger than my balance? +
It declines. No overdraft, no fee.
How many cards can I have? +
As many as you want. One per purpose is common — one for ad spend, one for subscriptions.